Effective Date: 04/05/2026

Tubbs Agency (“we,” “our,” or “us”) values your privacy and is committed to protecting the personal information you provide through our website, tubbsagency.com, phone communications, SMS messaging, and other interactions.

This Privacy Policy explains how we collect, use, disclose, and safeguard your information in accordance with applicable federal and state laws.

1. Information We Collect

Personal Information You Provide

We may collect personal information including:

Name

Phone number

Email address

Mailing address

Date of birth

Insurance and financial information

Medicare eligibility information

Health-related information necessary for insurance quoting

Any information submitted through forms, applications, or consultations

Automatically Collected Information

When you visit our website, we may automatically collect:

IP address

Browser and device information

Pages visited

Time spent on site

Referring website

Interaction data

This information helps improve our website and marketing performance.

2. How We Use Your Information

We use your information to:

Provide insurance quotes and policy recommendations

Assist with Medicare plan comparisons

Communicate via phone, email, or SMS

Process insurance applications

Provide customer service and policy support

Improve our website and marketing efforts

Comply with legal, licensing, and regulatory requirements

We do not sell your personal information.

3. HIPAA & Health Information Notice

Tubbs Agency may collect limited health-related information solely for the purpose of providing insurance quotes and plan comparisons.

While we are not a healthcare provider, we treat health-related information with strict confidentiality and only share it with licensed insurance carriers as necessary to provide coverage options.

We implement reasonable safeguards to protect sensitive information.

4. TCPA & SMS Communication Disclosure

By submitting your phone number on our website or through any communication channel, you expressly consent to receive calls and text messages from Tubbs Agency regarding insurance quotes, policy information, appointment reminders, and related services.

These communications may be sent using automated technology.

Message and data rates may apply.

You may opt out at any time by replying STOP to any message.
Reply HELP for assistance.

SMS consent is not shared with third parties or affiliates for marketing purposes.

5. Information Sharing & Disclosure

We may share your information only as necessary to:

Obtain quotes from licensed insurance carriers

Process applications and service policies

Comply with state and federal laws

Protect against fraud, unauthorized activity, or security threats

We do not sell, rent, or trade personal information.